Independent agency · Family owned
Medicare and health cover
explained like a neighbour
would explain it
Medicare, the Marketplace, group benefits and everything in between — for households across coastal Georgia and the South Carolina Lowcountry, in person, and in nine more states by phone or video.
- Education first
- No pressure, ever
- Free to you
- CRBC™
- MPA-C™
Carriers we represent
Every carrier shown is invented for this demonstration.
Recognised locally
Lowcountry Choice Awards 2026 — Insurance Agency of the Year
Readers across seven coastal counties picked this year's agency in an open vote. We are proud of it — and we will keep saying the boring part out loud. Our help costs you nothing. We are paid by the carrier you choose, and your premium is the same whether you enrol with us or on your own.
Award page coming soon
What we help with
Coverage for every stage of life
From turning 65 to running a business, we cover the whole map — so you do not need a different agent for every line.
Medicare
Advantage, Supplement and Part D, matched to the doctors you already see and the drugs you already take.
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ACA Marketplace
Individual and family plans, and the premium tax credit maths that decides what you actually pay.
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Group benefits
Two to fifty employees. Better cover for your team without pretending the budget is bigger than it is.
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Self-employed cover
1099 income moves month to month. That changes your subsidy, and almost nobody explains how.
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Life insurance
Term, whole and final expense — sized to a real obligation rather than a round number.
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Dental and vision
Stand-alone plans, and a straight answer on what an Advantage allowance really covers.
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Critical illness
A lump sum that arrives while you are still in treatment, for the costs no health plan counts.
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Social Security timing
Claiming age, spousal benefits, the earnings limit, and how it all collides with Medicare.
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Travel medical
What your plan does the moment you leave the country, and what to buy for the gap.
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- CRBC™
- MPA-C™
Meet your advisor
Insurance should not need a translator
Cedar Landing Benefits was founded by Meg Quillen after fifteen years on the service side of the business, where she spent most days undoing decisions that had been made too fast.
The agency has grown to four advisors since, but the rule has not changed: you get a person, that person stays your person, and nobody moves on to the paperwork until you can say back what you are buying and why.
- Independent — we compare the whole panel we represent, not one carrier's shelf
- Credentialed retirement-benefits and Medicare planning advisors
- Appointments in English, Spanish and Portuguese
- No cost to you, at any point, in any year
More than an agency
The people behind Cedar Landing
Free seminars, kitchen-table reviews and a front desk that answers. This is what the work actually looks like.
How it works
Three steps, and none of them are rushed
Tell us what is going on
A relaxed conversation about your doctors, your medication list, your budget and your timing. Twenty minutes is usually enough.
We line the options up
Every plan you qualify for across the carriers we represent, compared on the numbers that will actually reach your bank account.
You decide, we handle the rest
Applications, confirmations and ID cards. Then we check in every year, because the best plan this year is rarely the best plan next year.
2
states we sit down with you in person
11
states we are licensed in altogether
8
carriers on our panel, none of them our employer
$0
what our help costs you, every year
The difference
Who is actually on your side
Independent, credentialed and genuinely on your team — here is what each of those words means in practice.
Independent, not captive
No insurer signs our paycheque. We compare the panel we represent and tell you which plan fits, not which plan pays best.
Education before enrolment
If you cannot explain your plan to your own family, we have not finished. Nobody is rushed toward a signature here.
Credentialed advisors
Our CRBC™ and MPA-C™ designations mean the Social Security and Medicare planning is done properly, not guessed at.
Local and bilingual
English, Spanish and Portuguese, in person across the Lowcountry and coastal Georgia, or by video anywhere we are licensed.
Free starter kit
Everything you need to start
Checklists, a timeline and a personal consultation, built around your situation and completely free. Choose email, post, or both.
Personal coverage checklist
Map what you have now and find the gaps.
Enrolment timeline
Every key date for Medicare, the ACA and your birthday window.
Medicare made simple
Parts A, B, C, D and Medigap, in plain English.
Subsidy estimator
See the premium help you may qualify for.
- 100% free
- Licensed and certified
- No obligation
Not sure your current plan still fits?
If your cover feels confusing, thinner than you remember, or pricier than it was, you are not alone. Most people do not need a new plan — they need a fresh look at the one they already have.
- No cost to you
- CRBC™ · MPA-C™
- No pressure, ever
Get a free plan recommendation
A licensed local advisor, usually the same day.
(912) 555-0148Mon – Thu 8:30 am – 6:00 pm
Trusted and certified
Certifications and affiliations
Invented for this demonstration, and shown the way a real agency would show them.
National Guild of Benefit Advisors
Member agency since 2016
Lowcountry Chamber Alliance
Trustee member
Coastal Georgia Small Business Council
Benefits partner
Savannah Senior Resource Network
Founding contributor
Tidewater Caregiver Coalition
Volunteer advisor panel
Lowcountry Choice Awards
Agency of the Year 2026
In their words
What our clients say
Invented reviews, written to show the layout. Nothing here is a real customer statement.
Meg untangled Medicare for both my parents in one afternoon. She was patient and honest, and she never once made us feel rushed or sold to.
Denise R.Rincon, GAAs a freelancer I dreaded picking health insurance every January. Ana found a plan that kept my doctor and lowered what I pay each month.
Marcus T.Bluffton, SCWe moved our small business benefits to Cedar Landing and actually saved money while giving our team better cover. Warren did the whole handover.
Priya S.Pooler, GAQuestions
Frequently asked questions
Quick answers to the questions we hear most.
One team for the whole map: Medicare Advantage, Supplement and Part D, ACA Marketplace plans, self-employed and family health cover, small-business group benefits, life insurance, dental, vision, critical illness and Social Security timing.
Nothing. We are paid by the carrier you choose, and your premium is exactly the same whether you enrol through us or on your own. There is no fee for a plan review, and no fee for the years afterwards.
Yes. Roughly half our clients file a 1099 or sign the payroll. We handle individual Marketplace plans, level-funded and fully insured group plans, and PEO arrangements for businesses that have outgrown a simple group plan.
Not if we do this properly. Before any recommendation we check your doctors, your hospital and your medication list against each plan's network and drug list, and we tell you plainly when a plan would cost you a provider you want to keep.
No. We work with people from their first job to their last, and quite a lot of households where a parent is on Medicare and the adult children are on a Marketplace plan. One agency covers both conversations.
You keep the same advisor. We review your plan every autumn before the annual enrolment period closes, flag anything that changed in your plan's notice letter, and help with claims or ID cards whenever you need it.
Stay in the loop
Deadlines and plain-English updates, monthly
Medicare, the Marketplace and Social Security — including the enrolment dates you do not want to miss. One email a month, and an unsubscribe link in every one.
Ready to find the right plan?
Send us a message
Tell us a little about what you need and we will follow up quickly. Prefer to talk now? Call the office and a person picks up — no phone tree, no script.
- Our help costs you nothing. We are paid by the carrier you choose, and your premium is the same whether you enrol with us or on your own.
- An advisor replies the same business day, most days within the hour.
- Appointments in English, Spanish and Portuguese.