Annual Enrolment Period · 15 October – 7 December
Falls while many seasonal residents are elsewhere. We schedule island reviews by video in October precisely for that reason.
Glynn County, GA · Georgia
Medicare and health cover on St Simons Island, GA
St Simons Island sits across the F. J. Torras Causeway from Brunswick, with the pier, the lighthouse and a year-round community that skews considerably older than the county as a whole. It is one of the more concentrated Medicare populations in coastal Georgia.
- Glynn County, GA
- County seat: Brunswick
- 1 hour 25 minutes from our office
Local care
Where care happens near St Simons Island
There is an outpatient presence on the island, but hospital care means crossing the causeway to the Brunswick campus, about twenty minutes away depending on the traffic on the bridge.
- Southeast Georgia Health System, Brunswick Campus
- Southeast Georgia Health System, Camden Campus, St Marys
- Memorial Health University Medical Center, Savannah
We name local hospitals because plan networks are measured against them. Cedar Landing Benefits has no relationship with any hospital, health system or medical practice, and none of them endorse or refer to us.
What is different on St Simons Island
Where you permanently live decides your plan, even if you winter elsewhere
A good number of island households spend part of the year away. Medicare judges your plan list by where you permanently reside, and a genuine permanent move opens a Special Enrolment Period while splitting the year does not. If you are away for months at a time, the more useful question is not which Advantage plan to pick but whether an Advantage plan is the right shape at all.
Timing
The enrolment windows that matter on St Simons Island
Everyone gets the same windows. Which of them is the useful one depends on where you live and what you already have.
Medigap open enrolment · six months from your Part B start
A Supplement follows you anywhere in the country that accepts Medicare, which suits a household that is not in Glynn County all twelve months. These six months are the easy time to buy one in Georgia.
Enrolment window dates are set by Medicare and apply nationally. Nothing on this page is a quote, and no premium, deductible or penalty figure is stated anywhere on it.
Practical
Working with us from St Simons Island
- An hour and twenty-five minutes to our office — island reviews are usually by video.
- Hospital care is over the causeway in Brunswick.
- Part-year absence does not move your permanent residence, but it should change your plan shape.
- Our help costs you nothing. We are paid by the carrier you choose, and your premium is the same whether you enrol with us or on your own.
Talk to someone who knows St Simons Island
Bring your doctors, your medicine list and your county. We will tell you plainly whether a change is worth making, including when the answer is no.
- No cost to you
- No pressure
- Independent agency
Free plan review
A licensed advisor, usually the same day. Savannah office, your kitchen table, or a video call.
(912) 555-0148Mon – Thu 8:30 am – 6:00 pm