Annual Enrolment Period · 15 October – 7 December
Check both hospital systems again each autumn. Contracts between carriers and hospitals are renegotiated annually and do not always renew.
Coastal Georgia and the South Carolina Lowcountry, plus 9 further states by phone or video.
Effingham County, GA · Georgia
Rincon is the biggest city in Effingham County and the anchor of the GA-21 corridor that runs north out of Savannah. It has grown steadily for thirty years and has the county's widest choice of shops, pharmacies and primary care.

Local care
Effingham Health System in Springfield is about ten minutes north. The Savannah systems — Memorial and St. Joseph's/Candler — are around twenty-five minutes south.
We name local hospitals because plan networks are measured against them. Cedar Landing Benefits has no relationship with any hospital, health system or medical practice, and none of them endorse or refer to us.
What is different in Rincon
Effingham households typically want the Springfield hospital for anything ordinary and a Savannah system for anything serious, and they assume one plan naturally covers both. Plenty do. Some do not, and the ones that do not tend to be the cheapest-looking. Reading the directory for both names before you enrol takes ten minutes and is the whole job.
Timing
Everyone gets the same windows. Which of them is the useful one depends on where you live and what you already have.
Check both hospital systems again each autumn. Contracts between carriers and hospitals are renegotiated annually and do not always renew.
Your one switch in the new year, and the usual remedy when a January referral reveals that a network only reached one direction after all.
Enrolment window dates are set by Medicare and apply nationally. Nothing on this page is a quote, and no premium, deductible or penalty figure is stated anywhere on it.
Practical
Bring your doctors, your medicine list and your county. We will tell you plainly whether a change is worth making, including when the answer is no.
A licensed advisor, usually the same day. Savannah office, your kitchen table, or a video call.
(912) 555-0148Mon – Thu 8:30 am – 6:00 pm
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