Annual Enrolment Period · 15 October – 7 December
The window to move if the county hospital has dropped out of your plan's network, which the Annual Notice of Change in September will tell you about.
Coastal Georgia and the South Carolina Lowcountry, plus 9 further states by phone or video.
Effingham County, GA · Georgia
Springfield is the Effingham County seat, a courthouse town on GA-119 that also happens to hold the only acute hospital between Savannah and the Screven County line. For a large part of the county, health care means Springfield.

Local care
Effingham Health System is in the town itself, with an emergency department and an attached skilled nursing facility. Savannah's larger systems are about thirty-five minutes south for anything the county hospital refers on.
We name local hospitals because plan networks are measured against them. Cedar Landing Benefits has no relationship with any hospital, health system or medical practice, and none of them endorse or refer to us.
What is different in Springfield
It is easy to assume a plan sold in Effingham covers the Effingham hospital. Usually true, occasionally not, and the exceptions are the narrow-network products that advertise hardest. Look Effingham Health System up in the directory by name, and look up the skilled nursing facility too if rehabilitation after a hospital stay is a realistic prospect.
Timing
Everyone gets the same windows. Which of them is the useful one depends on where you live and what you already have.
The window to move if the county hospital has dropped out of your plan's network, which the Annual Notice of Change in September will tell you about.
Moving into, living in or leaving a skilled nursing facility opens its own enrolment window. Families rarely know this, and it is one of the more useful things we get to tell them.
Enrolment window dates are set by Medicare and apply nationally. Nothing on this page is a quote, and no premium, deductible or penalty figure is stated anywhere on it.
Practical
Bring your doctors, your medicine list and your county. We will tell you plainly whether a change is worth making, including when the answer is no.
A licensed advisor, usually the same day. Savannah office, your kitchen table, or a video call.
(912) 555-0148Mon – Thu 8:30 am – 6:00 pm
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